jvclgoj

Friday, September 7, 2007

Personal Injury - Who Pays Compensation?

After the rapid introduction of claims management companies during the 1990s, it has become increasingly common for people to make "no win no fee" personal injury claims. However, there is still some confusion as to what constitutes a claim and who pays the compensation. Many believe there is a magical compensation pot from which personal injury compensation is taken and worry that, by making a claim, they will be taking money from people who may deserve it more. This is not the case as we will now discuss

The two most common types of accidents occur on the road or in the work place. For information on other types of accident or injury, including medical negligence, accidents in the home etc. please visit The National Accident Helpline.

Motor personal injury claims (injuries obtained in a road accident) account for the majority of personal injury claims. In fact, approximately 62% of people who are injured in a road traffic accident (RTA) are eligible to claim compensation. Whiplash is by far the most common injury caused in RTAs, with 250,000 cases being reported each year.

If an injury is caused by another driver, then their insurance will cover damages owed to a claimant. Similarly, if a RTA was caused by the bad conditions of a road then the Highways Authority will be required to pay compensation as it is their duty to maintain the roads. You will usually not be eligible for a claim if your accident was caused by a pedestrian or cyclist as they are not legally required to have an insurance policy to protect themselves against such incidences.

Although in recent years work related injury claims have decreased, almost half of all accidents still occur in the workplace most of these coming from the construction sector. Injuries at work can be as minor as a sprained ankle from slipping on an unclean surface. If you think you may be eligible to make a claim then complete an online claim form

Many victims of work related accidents will not make a claim for fear that they will either lose their job or suffer negative repercussions at work as a result. These fears are unjustified as employers are legally required to have Employers Liability Insurance to cover such occurrences. To qualify for compensation following a work related injury, a claimant must be able to prove that the accident was caused by an employers failure to ensure you can carry out your work safely.

If you still have questions regarding a compensation claim, please see our Frequently Asked Questions page

Kalamazoo Law Firm
Counseling Mn
Employment Law Course
Rowan Attorney
Employment Law Maternity
Law Firm In California
Greenville Lawyer
Ottumwa Lawyers
Nc Bankruptcy Law
Chattanooga Law Firms

Virginia Workers Compensation Denied: The Important Questions

If your comp claim was denied for Virginia Worker's Compensation, then as an injured worker there are some questions you need to ask about the denial of your claim. The insurance company letter will typically say your work place injury & accident is "not compensable" under the Virginia Workers' Compensation Act. You need to ask yourself the following questions:

1. Did you injure yourself in a specific accident or was it a gradually occurring problem (such as tendinitis)?

2. Did you report it to a supervisor immediately and was an Accident Report filled out the day of the accident or at least within two to three days after the accident?

3. Did you immediately go to a doctor or an emergency room that day or at least the following day?

4. If you slipped and fell at work, do you know what caused the fall such as water on the floor, a slippery carpet, etc.?

5. Was there a witness who can confirm your accident and is he or she willing to come forward?

6. Were you under the influence of any drug such as marijuana, cocaine or alcohol at the time of your accident (Many employers will give an injured employee a drug test)?

7. Were you doing a work activity at the time of the accident or were you on a personal mission or errand?

8. Were you the victim of horseplay by a fellow employee?

9. Were you the victim of a personal assault by a fellow employee or someone else who was a stranger to the employment?

10. Did your injury occur as a result of an ordinary activity such as bending, stooping, reaching, etc.?

11. Did you injury occur as the result of a fight with a co-worker or your boss?

12. If you fell on a stairs, did you slip as the result of poor lighting, water on the stairs, other substance on the stairs, bad carpet, etc.

If your denial involves any of the above circumstances, then you should not talk to the insurance company but rather you should talk immediately to an attorney who specializes in Virginia Workers Compensation. You can check my article, "How to Choose the Best Virginia Workers Compensation Attorney." Knowledge of your problem is your best weapon.

Copyright 2006, Jerry Lutkenhaus. ALL RIGHTS RESERVED

This may be considered AN ADVERTISEMENT or Advertising Material under the Rules of Professional Conduct governing lawyers in Virginia. This note is designed for general information only. The information presented in this note should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Jerry Lutkenhaus is a practitioner of Workers' Compensation law in the Richmond, Virginia area for over 30 years He was given an "AV" rating by Martindale- Hubbell in 2003. Lexis Nexis listed him in the 2005 Bar Register of Preeminent Attorneys. For more information, see our web sites at http://www.geraldlutkenhaus.com and http://www.virginiadisabilitylawyer.com or call Jerry Lutkenhaus at 804-358-4766 for a free consultation on your claim.

Family Law Books
Counselor Minnesota
Car Accident Injury Lawyer
Iowa Child Custody
Title Vii Civil Rights Act 1964
Carpenter Lawyer
Alberta Family Law
Hanson Family Law
California Court Interpreters
Car Accident Lawsuits

Referring a Legal Case

1. An experienced traveler, you purchase a train ticket from Fairbanks, Alaska to Anchorage. In terms of taking trains and purchasing tickets, you have both "been there" and "done that." As you board the train for the multi hour ride which includes a meal you discover that you and your travel companion are sitting on a bench made for one hunched over a narrow table and across from another traveler and her companion. Cramped quarters were not what you were expecting. About quarter way into the journey, you learn that the track diverts since repairs are underway due to a train that crashed last week. You were not told of this when you purchased the ticket. Now the journey will proceed to another stop where you will switch from train to bus for the remainder of the trip. The trip will now take an additional 8 hours. Most of us, lawyers that we are, would likely seek some remuneration for the inconvenience of not being told a significant detail about the benefit we were getting by purchasing the train ticket. (Some would ask even if they liked traveling by bus in scenic Alaska anyway!) You surely did not get what you bargained for.

2. You buy a used last year model car from a dealer. It looks good. You test drive it on the highway from one exit to another. It drives well. You have been driving for 30 years and decide to purchase the car. A week later, you take the family to Utah and get out on the highway cruising at 60 mph. After driving 40 minutes, the car loses power steering when it stalls. You maneuver to the side of the road safely but very concerned. You turn the key, start it up again, and slowly accelerate to 55 mph. After 30 minutes, the car stalls again. By now, you are concerned for your familys safety and getting your money back from the dealer and returning the car. The buyer did not get what he bargained for.

3. An attorney refers a case to you because:

a. She recognizes the area is outside her experience and wants the client to have the best representation possible, b. He is in over his head and acknowledges he needs help. c. He cannot finance an expensive trial, The attorney refers the case when:

  • a. She initially consults with the client and immediately recognizes another attorney with experience in that area better serves the client.
  • b. She waits until the 2 year statute will run and wants someone else to file.
  • c. The trial is a month away. Each of these scenarios represents a variety of ways a case can be "referred." The problems of the matter, especially when another lawyer handles it for 2 or more years, stay hidden in the files details. No one can know those details after a telephone
  • conversation.

    So, as in the ticket purchaser and the car buyer not getting what they "bargained" for, so too are attorneys who accept case referrals blindly. When a lawyer asks me to evaluate a case, I always advise them if I can do it. If there is time to review the file, I ask them to deliver it to me. I request an initial meeting with the client. If I can help the client and take over the case, I enter into an initial fee agreement with the referring attorney. "Initial" because once I take over representation, details not given to me previously may start to unravel.

    Once while ironing out the referral details I discovered the client had filed bankruptcy and the referring attorney had not applied as special counsel. Effectively there had been no representation of the trustee for over a year! Another time, with a trial pending, the opposing lawyer advised of the referring lawyers "verbal" stipulations to bifurcate liability and damages where the plaintiffs craniotomy photos would have been excluded from the liability portion of the case! (A decision I would never make)

    The best time to refer a case that is outside an attorneys area of expertise or interest (outside of the money interest) is as close to the beginning as possible. It is best for the client. And the clients interest is primary. It is not wise to hold a case until the statute of limitations or until the trial since much evidence can be permanently tainted or lost. Witnesses are harder to find, experts may be harder to get involved, and so on. If revising the referral fee agreement will get the client the absolute best result and representation then that takes precedence. The "traditions" of old need updating as much as going to the local country doctor for heart surgery no longer cuts it.

    Timothy R. Titolo is a trial attorney who exclusively represents persons with mild to severe brain injury, spinal injury and other catastrophic injury and death. He sponsored a three day seminar on brain injury in Las Vegas in 2002 and frequently presents at brain injury conferences around the country for attorneys and health providers. His web site is http://www.titololawoffice.com Timothy R. TITOLO LAW OFFICE

    10100 West Charleston Las Vegas, Nevada 89135 Phone 702.869.5100 Fax 702.869.5111

    http://www.titololawoffice.com

    info@titololawoffice.com Timothy R. Titolo is Las Vegas and Nevadas experienced trial attorney. Mr. Titolo handles all types of personal injury cases, including catastrophic and serious injuries and wrongful death. He has particular expertise in traumatic brain injury (TBI), spinal cord injury and nerve damage cases.

    Titolo Law Office has earned a reputation for achieving significant results. Through his successes, as well as by writing articles and giving presentations to attorneys and medical professionals around the country, Mr. Titolo has garnered the respect of colleagues.

    Minneapolis Defense Attorney
    Name Change Deed Poll
    California Civil Right Lawyer
    Horse Law
    Court Reporter Careers
    Florida Class Action
    Albion Attorney
    Name Change Deed Poll
    Insurance Law Hawaii
    Commercial Real Estate Attorneys